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  1. Our regional and global Credit Conditions Committees—and the research publications we produce—provide financial market participants around the world with an essential resource for identifying and understanding prevailing and potential credit risks. LEARN MORE.

  2. Credit Ratings express a forward-looking opinion about the capacity and willingness of an entity to meet its financial commitments as well as the credit quality of an individual debt issue.

  3. S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes financial research and analysis on stocks, bonds, and commodities.

  4. www.spglobal.com › ratings › enS&P Global Ratings

    S&P Global Ratings. Insurance. Primary insurers started 2023 from a position of relative strength, mainly thanks to the post-pandemic recovery, and despite some capital depletion in 2022. Macroeconomic factors, particularly capital market volatility, inflation, and interest rates/credit spreads are key risks over the next 12 months.

  5. Why S&P Global Ratings. Our integrated offering of credit ratings, risk research and critical insights is essential to translating complexity into clarity so that market participants can make decisions with conviction.

  6. investorfactbook.spglobal.com › sp-global-ratingsS&P Global Ratings

    S&P Global Ratings. spglobal.com/ratings. Credit Ratings. Research. Insights. Our Focus Forward. Strengthen analytical excellence to drive market relevance. Leverage new technology and data capabilities to transform our value chain. Enter new high-potential geographies with innovative products.

  7. disclosure.spglobal.com › ratings › enS&P Global Ratings

    Browse Ratings by Practice on S&P Global Ratings' public disclosure web site.