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N26 Bank AG. N26 (known as Number 26 until July 2016) is a German neobank headquartered in Berlin, Germany. N26 was founded in 2013 by Rocket Internet, an incubator, and operates in various European Union member states that are members of the Single Euro Payments Area (SEPA). N26 provides transaction accounts and debit cards, with overdraft and ...
So, what is a banking license? In short, a company needs to have a banking license to be called a bank. N26 has been a fully licensed bank since July 2016, which means we can offer the full suite of banking services, including 100% mobile bank accounts and protection on every deposit up to €100,000.
*Deposits at N26 Instant Savings earn interest at an annual gross nominal rate of 4% with N26 Metal, 2,8% with N26 Smart and N26, You and 2.26% with N26 Standard, which may be subject to change at any time by N26. Interest is taxable and subject to social security contributions. Reserved for non-Business customers of N26 Bank AG, Succursale France.
N26 wurde von Focus Money zur beliebtesten Neobank Deutschlands gekürt. Das Wirtschaftsmagazin* ermittelt jedes Jahr anhand von Bankbewertungen und relevanten Online-Ressourcen die Beliebtheit von Banken innerhalb der digitalisierten Bankenbranche.
N26 is the first 100% mobile bank to have been granted — and operate with — a full German banking license from BaFin. Recognized for our entrepreneurial spirit, our mission is to build a bank the world loves to use, powered by the latest technology. Whether we’re using machine learning to prevent fraud or introducing new automation ...
The standard N26 bank account is free and doesn’t charge any opening or maintenance fees. The N26 Smart bank account costs €4.90 per month, the N26 You bank account costs €9.90 per month and the N26 Metal account is available for €16.90 per month, with a 12-month commitment period.
N26 is a German bank with a full German banking license. This means that your N26 bank account is guaranteed by the Compensation Scheme of German Banks for deposits up to €100.000. N26 also uses additional safety measures to keep your account safe, such as smartphone pairing, 3D Secure and fingerprint identification. Error, video failed to play.
