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  1. Jan 5, 2022 · Most Malaysians are uninsured against flood. Only 4% of motor (comprehensive) policies and 30% of fire (material damage) policies have flood covers for 2021 (Year-To Q3 2021), according to statistics by the Insurance Services Malaysia (ISM).

  2. Jun 7, 2024 · Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage, specifically due to flooding. Floods may be caused by...

  3. Types of Floods in Malaysia You Need to Be Aware Of. Before we delve deeper into the technical aspects of flood insurance, we should know the common types of floods in Malaysia so we are more aware of our surroundings and the risks that we may face. 1. Fluvial or river flood.

  4. Dec 27, 2021 · For example, Etiqa provides two options, with the basic flood coverage (floods and storms) having a rate of 0.25%, while the expanded flood coverage adds on landslides, hurricanes and other...

  5. Jun 24, 2022 · Similar to other insurance products, flood insurance is designed to act as a flood relief programme. It delivers alternative financial assistance to those struggling with the challenges of flooding, mainly to reduce the hefty costs of expenses and cover losses.

  6. Learn about the National Flood Insurance Program (NFIP) that provides insurance to help reduce the impact of floods. Find out how to purchase, sell, and service flood insurance policies, and access publications, tools, and media resources.

  7. Oct 31, 2023 · Learn how flood insurance can protect your home and belongings from flood-related damage, and how to get it from the NFIP or the private market. Compare coverage options, limits, costs and exclusions of flood insurance policies.

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